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1039 Bay Circle

Panama City Beach, FL 32407
  • $977,500
  • STATUS: Active
  • ON SITE: 35 Days
  • MLS #: 770527
Price Reduced
UPDATED: 42 min ago
$977,500
  • 5
    BEDS
  • 0.29
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,691
    SQFT
  • $363
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1972
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important

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© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rish Real Estate Group. Data last updated: 2025-04-23T20:04:01.24.
www.rishrealestategroup.com/homes/161542081
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1039 Bay Circle Panama City Beach, FL 32407

  • Price: $977,500
  • Status: Active
  • On Site: 35 Days
  • Updated: 42 min ago
  • MLS #: 770527
5
Beds
3
Baths
0
½ Baths
0.29
Acres
2,691
SQFT
$363
$/SQFT
1972
Built
Neighborhood:
Bayside Park U-1
County:
Bay
Area:
Bay County-Beach
Elementary School:
Breakfast Point
Middle School:
Breakfast Point
High School:
Arnold
Property Description
***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important
Exterior Features

Architectural Style A- Frame Attached Garage YN Yes Carport YN Yes Construction Materials Hardi Plank Type Wood Frame Covered Spaces 2 Exterior Features Balcony Fencing Partial Foundation Details Slab Garage YN Yes Lot Features Cul- De- Sac Dead End Interior Lot Landscaped Waterfront Other Structures Gazebo Patio And Porch Features Balcony Road Frontage Type County Road Road Surface Type Paved Roof Metal View Bay Intercoastal View YN Yes

Interior Features

Appliances Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Washer Cooling Central Air Ceiling Fan(s) Electric Cooling YN Yes Furnished Partially Heating Central Electric Heating YN Yes Interior Features High Ceilings Kitchen Island Pantry Recessed Lighting Split Bedrooms Parking Features Attached Carport Driveway Garage Rooms Garage (First Level) Laundry (First Level) Sunroom (First Level) Dining Room (First Level) Bedroom (Third Level) Bedroom (Second Level) Bedroom (Second Level) Primary Bedroom (First Level) Window Features Double Pane Windows Storm Window(s)

Property Features

Association YN No Listing Agreement Exclusive Right To Sell Listing Service Full Service Listing Terms Cash Conventional Lot Size Dimensions 25x142x37x77x124 Occupant Type Occupied Property Attached YN No Property Sub Type Detached Property Sub Type Additional Detached Single Family Residence Security Features Closed Circuit Camera(s) Secured Garage / Parking Smoke Detector(s) Special Listing Conditions Listed As- Is Tax Annual Amount 4479 Tax Year 2024 Utilities Cable Connected Underground Utilities Waterfront Features Bay Access Dock Access Intracoastal Access Seawall Waterfront Waterfront YN Yes Zoning Description Resid Multi- Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of RE/MAX Freedom: (850) 806-2288. Listing information © 2025 Central Panhandle Association of Realtors MLS.


© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rish Real Estate Group. Data last updated: 2025-04-23T20:04:01.24.
 
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